Most visitors to Guarantor Loans UK reach the site via the Google search engine. The idea today will be to study the most frequent search engine queries that visitors are entering to find us. Some of these questions may not have been addressed on the site before, although some of them will have been, but I thought it would be a good idea to throw them together in this one Guarantor Loans UK Q&A posting. The most frequent queries will be looked at today and over the future months new ones will be added here and so this will posting will be updated on a regular basis. If you have any questions that you would like to be answered then feel free to get in contact and they will also be added below. So let’s start with the Guarantor Loans UK Q&A…

Basic Guarantor Loan Requirements
This is not a query we found, but it is an important thing to cover. The basic requirements of all the guarantor lenders discussed on this site are very similar. You must be aged 18 or above and be living in the UK and you must also have a UK bank account where the payments can be taken from. The guarantor must be a UK homeowner, usually with a good credit rating.

FLM Loans Scam
There are always a few queries entered for FLM loans scam. Just to clear up here that FLM Loans is not a scam, in fact The Richmond Group who owns the brand is a highly trusted and top performing financial organisation here in the UK.

Genuine Bad Credit Loans
Another popular query. All of the bad credit loan lenders that are discussed on this site genuinely market their loan products for those with a bad credit history. The history of the company is always checked over and checks are made for such things as the consumer credit licence.

Global Guarantor Loans
Although most of our visitors are located within the UK, we have seen visitors scattering the entire globe come to these pages. The most popular countries after the UK are India, Italy, USA, Israel and Romania. Just to cover up the basics of international guarantor loans, all of the guarantor loans lenders featured here only provide the loans to consumers living in the UK. If you are living outside the UK, then you will not be able to receive a loan through this site.

Guarantor Loans 10000
This has been popping up more and more in recent months. Many consumers seem to be on the look out for a guarantor loan of £10,000. Unfortunately, this is a cash amount that is not available from the three guarantor loan lenders. FLM offer £3000 (£5000 on a top up), Guarantor Loans Online offer £5000.

Guarantor Loans Lenders
This has been the most popular query in recent months. The Guarantor Loan Lenders posting has been updated to address all lenders (new and old).

Guarantor Mortgage
Guarantor mortgages are very popular these days. A mortgage lender may ask for a mortgage guarantor to back your application. This guarantor will usually be a parent or friend of yours. For a first time buyer mortgage, it will be very common for the lender to ask for a guarantor, especially in light of it becoming more difficult to secure a mortgage due to the unstable financial climate across the globe.

No Credit Search Guarantor Loans
As I believe, each guarantor lender will carry out a credit check, but they don’t act on it, instead they judge you on the backing provided from your guarantor. Over the past, I was always under the impression that the companies were providing no credit check loans, but on closer inspection it turns out checks are made. FLM Loans now state “We do not rely on credit scores”, I am not sure with Guarantor Loans (Blackheath Loans) and Guarantor Loans Online informed me in their first few weeks that they do carry out a basic credit check, but bad credit isn’t a problem and the reliance is made on the guarantor who backs you.

No Guarantor Loans
Many consumers find it hard to find a guarantor. The alternatives have been discussed across this site such as doorstep loans, logbook loans, payday loans etc. I would personally recommend payday loans as a great solution. You can Compare Payday Loan Lenders Here.

Student Loan Guarantor
Guarantor student loans have been around for a long time in the United States whereby a student has had a loan backed by the government. Here in the UK, student accommodation tends to require guarantors. Usually, landlords will ask for parents as guarantors in a tenancy agreement to back the student accommodation for the year. This is specific to accommodation and not a general loan.

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